Real Estate

BC Interior market research, underwriting frameworks, and the analytical approach to buying and selling in Kamloops and the Thompson-Okanagan.

Is Kamloops in a Buyer's or Seller's Market Right Now? (May 2026)

Absorption rate, days on market, and list-to-sale ratios tell the actual story. Here's what the current Kamloops data says and what it means for buyers and sellers making decisions this spring.

Kamloops real estatebuyers marketsellers market
May 27, 2026Read →

Kelowna vs Kamloops: Which BC Interior City Is Actually Growing Faster?

Population growth drives rental demand. But raw growth numbers don't tell the full story — who is moving there, why, and whether they need rental housing matters as much as the headcount. Here's what the data shows.

Kamloops population growthKelowna populationBC Interior growth
May 16, 2026Read →

Strata vs Freehold in BC: What Every First-Time Investor Needs to Know Before Buying

In BC, strata ownership means bylaws, special levies, and a depreciation report that can make or break a deal. I got blindsided by a $14,000 special levy on a condo I was underwriting. Here's what I learned.

strata vs freehold BCBC stratareal estate investing BC
May 15, 2026Read →

Getting a BC Real Estate Licence: My Actual Roadmap and What It Costs

UBC Sauder's Licensing Course, the BCFSA registration, errors and omissions insurance, managing broker requirements — I've mapped out every step and the real time and cost involved. Here's the full picture.

BC real estate licenceBCFSAUBC Sauder
May 14, 2026Read →

Kamloops Real Estate Market Snapshot: What the May 2026 Data Says

Sales volume is recovering, inventory is up slightly year-over-year, and benchmark prices have stabilized. Here's what I'm seeing in the May 2026 Kamloops data and what it means if you're looking to buy.

Kamloops real estate 2026BC Interior marketreal estate market data
May 13, 2026Read →

The Mortgage Pre-Approval Process for BC Investors: What I Learned Going Through It

Stress test, debt service ratios, rental income offsets — the pre-approval process for an investment property in BC is more complex than I expected. Here's exactly what I went through and the number that surprised me.

mortgage pre-approvalBC real estatestress test
May 11, 2026Read →

What Happened When I Finally Talked to a Real Estate Agent

I walked into that meeting thinking I was well-prepared. I wasn't. Three things she told me completely reframed how I was thinking about timing, financing, and what 'the right deal' looks like at this stage.

Kamloops real estatereal estate agentfirst time investor
May 10, 2026Read →

The Data Tools I Use to Research the Kamloops Real Estate Market

BC Assessment, BCREA stats, Zolo, Rentals.ca — I've spent 40+ hours across these platforms. Here's what's genuinely useful for the BC Interior market, what's misleading, and the simple tracking system I built.

Kamloops real estate researchBC AssessmentBCREA
May 9, 2026Read →

Learning to Underwrite: My First Real Attempt on a Kamloops Duplex

I found a duplex listed in Kamloops's Sahali neighbourhood. The CAP rate looked decent on the surface. Then I ran a real underwrite and found three things the listing didn't mention. Numbers, mistakes, and what I learned.

underwriting real estateKamloops duplexCAP rate
May 8, 2026Read →

BC Interior Real Estate 101: What I Wish I'd Been Told Before My First Listing

Before you look at a single listing in Kamloops or the Okanagan, there's a mental model you need. Freehold vs strata, BC Assessment vs market value, what the Land Title Act actually protects. The cheat sheet I built.

BC Interior real estateKamloopsfreehold vs strata
May 6, 2026Read →

Why a Web Architect Is Learning to Underwrite Real Estate Deals

I've spent a decade building systems that scale. Now I'm applying the same logic — leverage, compounding, asymmetric risk — to real estate. Here's the honest reason why, and why Kamloops specifically.

real estate investingKamloopsBC Interior
May 5, 2026Read →

The Mortgage Stress Test in 2026: What BC Interior Investors Actually Need to Run

The stress test isn't just a regulatory hurdle — it's a signal about what you can actually afford to hold if rates rise. Here's how to use it as an investment tool, not just a bank requirement.

mortgage stress testBC real estateKamloops
May 1, 2026Read →

Kamloops Real Estate in 2026: What the Data Actually Says About BC's Interior Market

Everyone has an opinion about the BC Interior market. I looked at the actual numbers — benchmark prices, inventory levels, rental yields, and what the stress test means for buyers right now.

Kamloops real estateBC Interiorreal estate investment
April 21, 2026Read →

Best City in BC Interior for Real Estate Investment in 2026: Kamloops, Kelowna, Vernon, or Penticton?

The BC Interior gets pitched as one market. It isn't. Kamloops, Kelowna, Vernon, and Penticton each have distinct fundamentals — different price points, different vacancy rates, different growth drivers. Here's how they rank for investors right now.

BC Interior real estatebest city to invest BCKamloops
April 8, 2026Read →

Kamloops vs Kelowna Real Estate in 2026: The Honest Investor's Comparison

Both cities get pitched as BC Interior opportunities. The numbers tell a more specific story. I ran a side-by-side on benchmark prices, rental yields, vacancy rates, short-term rental risk, and population growth. Here's what actually differentiates them.

Kamloops vs KelownaBC Interior real estatereal estate investment
March 25, 2026Read →

Why BC Interior CAP Rates Look Better Than They Are

Investors quote CAP rates like they're gospel. But in the BC Interior market, the way CAP rates are calculated — and the assumptions baked into them — can make a negative-cash-flow property look like a winner. Here's what you actually need to check.

CAP rateBC Interior real estateKamloops
March 18, 2026Read →

What Six Months of Researching the Kamloops Rental Market Actually Taught Me

I spent six months reading every CMHC report, BC Assessment record, and rental listing I could find. Here's what the data says about Kamloops rental demand — and what it doesn't tell you.

Kamloops real estaterental marketBC Interior
February 19, 2026Read →

Why I'm Treating My First Kamloops Property Like a Software Deployment

I've spent a decade deploying software systems. The mental models — staging before production, rollback plans, monitoring — translate almost perfectly to real estate investing. Here's how I'm thinking about my first acquisition.

Kamloops real estatereal estate investingBC Interior
January 8, 2026Read →

Cash Flow vs. Appreciation: The Wrong Question Most Investors Ask

The cash flow vs. appreciation debate treats them as opposites. They're not — but understanding the relationship changes how you underwrite deals.

cash flowanalysisunderwriting
February 10, 2025Read →

My BC Interior Real Estate Thesis: Why Kamloops, Why Now

The case for investing in Kamloops and the Thompson-Okanagan corridor — demographics, infrastructure, and a window that won't stay open forever.

KamloopsBC Interiorinvestment thesis
September 20, 2024Read →

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