Real Estate

Kamloops Housing Market Sept 2026: Back to January

Kamloops sold 189 homes in September and the single-family benchmark fell to $659,100, back to January's level. What the AIR figures mean for local buyers.

BC Rent Increase 2027: What the 2.2% Cap Means

BC set the 2027 rent cap at 2.2% on 27 August. The number is the easy part — the 30 September notice deadline is what actually costs BC landlords money.

BC Home Flipping Tax: What Investors Pay in 2026

The BC flipping tax is 20% inside a year, tapering to nothing at two years. Here's who it catches, the exemptions, and how it stacks with the federal rule.

Do Secondary Suites Still Pay in the BC Interior?

Suites are legal almost everywhere in BC, the $40,000 provincial incentive closed and the 2% federal loan never launched. How to underwrite one in 2026.

How Much Is BC Property Transfer Tax for Investors?

BC property transfer tax is $8,000 cash on a $500k Kamloops rental and can't go on the mortgage. How the brackets work, and why exemptions rarely apply.

Buying BC Property in Wildfire Season: The Insurance Trap

Near a wildfire, BC insurers stop writing new home policies, and no insurance means no mortgage. How a summer completion can sink a deal, and the fix.

Cap Rate vs Cash-on-Cash Return for BC Investors

Cap rate and cash-on-cash return answer different questions. When to use each, and why a 4% cap rate in Kamloops loses money at a 4.30% mortgage rate.

What a BC Interior Rental Costs Per Month

The full monthly cost stack for a $550K Kamloops rental at a 4.30% mortgage: about $3,630 a month against $2,200 of rent, and the lines spreadsheets skip.

Kamloops vs Merritt for Real Estate Investment in 2026

Merritt is cheaper and can look better on paper, but its population shrank 1.2% between censuses while Kamloops grew 8.4%. How to weigh up the trade-off.

How to Make an Offer on a BC Investment Property

How to make an offer on a BC investment property: subjects, deposits, firm offers, the 3-day cooling-off period, and what happens if a deal falls through.

Kamloops Real Estate Market: June 2026 Check-In

Kamloops had 250 sales in May, up 7.3% on the year, with the single-family benchmark at $671,600 and fewer listings than 2025. What AIR's May data means.

Kamloops: Buyer's or Seller's Market? (May 2026)

With 217 sales against 1,313 listings in April, Kamloops sat at a 16.5% sales-to-active ratio: balanced. What AIR's data says for buyers and for sellers.

Kelowna vs Kamloops: Which City Is Growing Faster?

Kelowna grew 14% from 2016 to 2021 and Kamloops 10%, but by October 2025 Kelowna's vacancy was 6.4% to Kamloops's 1.2%. What growth means for investors.

Strata vs Freehold in BC: A First-Time Investor's Guide

Strata vs freehold in BC: what a $14,000 levy does to a $395,000 condo, how to read a depreciation report, and when a freehold duplex is the better buy.

How to Get a Real Estate Licence in BC (2026 Costs)

How to get a real estate licence in BC in 2026: UBC Sauder's $1,500 course, the $200 exam, BCFSA's $875 practice course and $1,500 licence, step by step.

Kamloops Real Estate Market Snapshot: May 2026

The Kamloops single-family benchmark sat at $664,400 in April, flat on the year, with 1,313 listings and 217 sales. What AIR's data means if you're buying.

How Much Can I Borrow for a Rental Property in BC?

How much you can borrow for a BC rental: the stress test, the 39%/44% debt limits and how lenders count rent, with worked examples on a $150,000 income.

Questions to Ask a Realtor Before Buying a Rental in BC

11 questions to ask a realtor before you buy a rental in BC: who they represent, what tenants really pay, permits, financing and the 3-day cooling-off.

Free Data Sources for Kamloops Real Estate Research

Six free sources for researching Kamloops real estate: what BC Assessment, AIR, Zolo, Rentals.ca, CMHC and the City each tell you, plus a simple tracker.

How to Underwrite a Duplex: A Kamloops Worked Example

A $569,000 Kamloops duplex looks like a 6.4% return. Underwritten line by line it's a 3.7% cap rate and loses $700 a month. Here's how to run the numbers.

BC Interior Real Estate 101: What to Know Before You Buy

Freehold vs strata, BC Assessment vs market value, transfer tax, tenancy rules and title insurance: five things to learn before you look at a BC listing.

Why a Web Architect Is Learning to Underwrite Deals

Software architecture and real estate investing run on the same ideas: leverage, compounding and front-loaded decisions. Why that logic points at Kamloops.

The Mortgage Stress Test in 2026: A BC Investor's Guide

At a 4.22% contract rate you qualify at 6.22%, which cuts what a $150K income can borrow by about 18%. How BC investors can use the stress test as a tool.

Kamloops Real Estate in 2026: What the Data Actually Says

Kamloops single-family homes sat at a $675,400 benchmark in March 2026, 6% below the 2022 peak. What AIR, CMHC and the stress test say about investing.

Best BC Interior City for Real Estate Investment in 2026

Kamloops, Kelowna, Vernon and Penticton compared on AIR benchmark prices, CMHC vacancy and rents, and mortgage costs. How the four rank for investors.

Kamloops vs Kelowna Real Estate 2026: An Investor's View

Kelowna's single-family benchmark is over $1M, Kamloops's about $661K, and Kelowna's vacancy is now five times higher. What that means for an investor.

Why BC Interior CAP Rates Look Better Than They Are

Listing-sheet cap rates skip vacancy, management and capital reserves. A Kamloops fourplex shows a 5.95% headline turning into 3.5%, and what to check.

Kamloops Rental Market 2026: Vacancy, Rents and Demand

Kamloops rental vacancy was 1.2% in CMHC's latest survey and a two-bedroom averaged $1,679. Rents, vacancy and demand in 2026, and what the data misses.

Buy Your First Rental Like a Software Deployment

Staging, a written definition of done, rollback plans and monitoring: how software deployment habits make for a safer first rental purchase in Kamloops.

Cash Flow vs Appreciation: Which Matters More?

Cash flow vs appreciation isn't either-or. How to weigh both in a BC rental, with a three-number underwriting model and a hurdle rate to keep you honest.

Why Invest in Kamloops? The BC Interior Real Estate Case

Why invest in Kamloops and the Thompson-Okanagan: demographics, infrastructure, rental demand, and the specific conditions that would weaken the case.